Buying process FAQs
Clear answers on who can buy, what to expect, and how the process works from reservation to completion.
Can foreigners buy property in Spain?
Yes, foreigners can buy property in Spain with no restrictions. It doesn’t matter if you are an EU citizen or not – the process is essentially the same.
The main requirement is that you have a Spanish NIE number (tax identification number), which is needed for the purchase and for setting up utilities and taxes afterwards. Most buyers also open a Spanish bank account to make payments easier, although this depends on how the purchase is structured.
Buying in Spain is very common for international clients, and as long as the legal checks are done correctly, it is normally a straightforward process.
What are the steps to buy a property in Spain?
The process depends slightly on whether you are buying a new build or a resale property, but it is generally clear and structured.
For a new build property, the first step is usually to reserve the property. This involves signing a reservation agreement and paying a reservation deposit, which takes the property off the market. After this, your lawyer carries out the legal checks, and once everything is in order, a private purchase contract is signed and the next stage payment is made, according to the developer’s payment plan. This is often a month after reservation. Completion takes place at the notary once the property is finished and ready to be handed over.
For a resale property, the process often moves more quickly. Once the price and terms are agreed, a private purchase contract (usually the Contrato de Arras) is signed directly, and a deposit is paid at that stage. Before signing, your lawyer will check ownership, debts, registration details and that the property is legally sound.
In both cases, the final step is completion at the notary, where the title deed is signed, the remaining balance is paid, and the property is officially transferred to you.
How long does it take to buy a property in Spain?
Most resale purchases take between 6 and 12 weeks from reservation to completion. In some cases it can be faster, especially if the property is straightforward and no mortgage is involved.
If you are applying for a Spanish mortgage, it often adds extra time due to bank approvals and valuations. New build purchases can also follow a different timeline depending on the developer and the stage of construction.
A realistic expectation is usually around two to three months, but it always depends on the specific property and how quickly documentation can be provided.
Do I need a lawyer to buy property in Spain?
It is not legally required, but it is strongly recommended. The notary’s role is to witness the signing of the title deed, but the notary does not carry out full legal due diligence on your behalf.
A lawyer checks the property properly before you commit: ownership, debts, licences, building legality, land registry information and whether everything matches what is being sold. They also handle contracts, tax calculations and registration after completion.
For most foreign buyers, having an independent lawyer is one of the most important parts of a safe purchase.
What is the difference between a lawyer and a real estate agent in Spain?
A real estate agent helps you find the right property, arrange viewings, negotiate with the seller and guide you through the practical side of the purchase process.
A lawyer’s role is different. The lawyer protects your legal position and ensures the property is legally correct to buy. They review documents, check the land registry, confirm debts and permissions, and make sure the contracts are correct before you sign anything.
In a well-managed purchase, the agent and lawyer work alongside each other, but they are not interchangeable. One focuses on the property and process, the other focuses on legal security.
Can I buy a property in Spain remotely?
Yes, it is possible to buy a property in Spain without travelling for the final signing. Many international buyers complete their purchase remotely by giving power of attorney to their lawyer.
This allows your lawyer to sign contracts and the title deed at the notary on your behalf. You will still need a NIE number, and you will need to arrange identification and documentation in advance, but the process itself is common and works well when it is handled correctly.
Some clients still prefer to be present for completion, but it is not a requirement.